pawn loans

Fast, Easy Loans for Quick Access to Cash

A DollarDealers pawn loan lets you borrow against an item you own without selling it. Our fast, simple and straightforward process makes it easy to access cash quickly when unexpected expenses or short-term needs arise.

Start with an online estimate or visit your nearest DollarDealers store for an in-person assessment.

No credit check is required because an accepted item is provided as security. Once you accept the confirmed loan offer and complete the agreement, you can receive cash on the spot or a same-day bank transfer.

Get an estimate Store locations

Tried and trusted for over 25 years

Why Choose DollarDealers?

Whether you’re facing an unexpected expense or need extra funds, our friendly team is here to help. We make the loan process simple, fast and easy. Here’s how it works:

trade items for cash

Apply Online

Complete our estimate form, upload a photo and description of your item.

trade items for cash AU

Get an Initial Estimate

After reviewing your item details, one of our team will provide an initial loan estimate. The final offer is confirmed after the item is inspected.

Loan Your Items

Visit a DollarDealers Store

Bring your item to your nearest store for inspection and a confirmed offer.

Loan Your Items

Receive Your Funds

If you accept the confirmed offer and complete the agreement, you can receive cash on the spot or a same-day bank transfer to your nominated account.

Get an estimate Store locations

Borrow Against Your Items from the Comfort of Home

Request a free, fully insured shipping pack: Access the value in eligible jewellery, watches, designer bags and accessories without leaving home. Complete our online estimate form and request a free shipping pack.

Pack and send your items: Once your shipping pack arrives, carefully place your eligible item inside and arrange collection. Your parcel will remain fully insured and tracked while being transported to DollarDealers.

Secure opening process: Your parcel will be opened under CCTV surveillance, and your item will be securely stored in a locked facility protected by 24/7 security monitoring while in DollarDealers' care.

Accept the loan or have your item returned: Once your item has been inspected, DollarDealers will confirm the pawn loan offer and terms. If you accept and complete the agreement, the funds will be sent by same-day bank transfer to your nominated account. If you decline, DollarDealers will return your item using fully insured, tracked shipping at no cost to you. Terms apply.

Redeem your item: Repay the loan amount and any applicable fees by the agreed redemption date. Eligible payments can be made in store or through the online payment portal. Once the pawn loan has been repaid, your item will be securely returned to you using fully insured, tracked shipping covered by DollarDealers. Terms apply.

Items You May Be Able to Borrow Against

  • Gold and Diamond Jewellery
  • Watches
  • Designer Handbags and accessories
  • Power Tools and Outdoor Equipment
  • Electronics and Gaming
  • Music and Instruments
  • Whiteware and Household Appliances
  • Memorabilia and Collectables
  • Vehicles and Boats

DollarDealers may consider power tools, hand tools and outdoor equipment; phones, computers, laptops and tablets; TVs, cameras and audio equipment; gaming consoles and games; musical instruments; sporting equipment; gold and diamond jewellery; watches; memorabilia; collectables; and other saleable goods.

Acceptance depends on the individual item, its condition and current resale demand. View the full range of items DollarDealers accepts.

How Much Can I Borrow?

The amount available depends on the assessed value of your item. Our team considers its condition, working order, age, brand, included accessories and current resale demand. The final loan offer will be confirmed after your item has been inspected.

Begin by requesting an initial estimate online or visit your nearest DollarDealers store for an in-person assessment.

Get an estimate Store locations

Why Choose DollarDealers for Your Loan

Loan Your Items

Ideal for Unexpected Expenses and Short-Term Needs

A loan can provide access to funds for an unexpected bill or short-term financial need by using an accepted item as security.

Loan Your Items

Keep Your Item

Borrow against the value of an accepted item without selling it, while retaining the option to redeem it once the loan and applicable fees have been repaid.

Loan Your Items

No Credit Checks Required

Your loan offer is based on the assessed value of the item provided as security, not your credit score.

Loan Your Items

Clear and Transparent Terms

The loan amount, applicable fees, redemption date and conditions are explained before you agree to proceed.

Loan Your Items

Flexible Loan Options

Renewal or extension options may be available, subject to your pawn agreement and the applicable terms.

Loan Your Items

Start Online or Visit a Store

Request an initial estimate online or visit your nearest DollarDealers store for an item-based assessment.

Loan Your Items

Fast Access to Funds

Once you accept the offer and sign the agreement, you can choose cash on the spot or a same-day transfer to your nominated account.

Loan Your Items

Designed for Short-Term Borrowing

Your loan period, redemption amount and redemption date are clearly set out, allowing you to understand your obligations before proceeding.

Storage of loaned items

All loaned items are stored securely in a safe, storage facilities or shop storage areas, under 24 hour, 7 day a week monitoring and camera surveillance.

ID requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with DollarDealers, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, state/territory proof-of-age card or a valid passport from any country.

Shipping for Selected Items

Free, fully insured and tracked shipping is available for eligible jewellery, watches, designer bags and accessories. DollarDealers provides the approved shipping pack and covers the cost of sending the item to us, returning it if a loan offer is declined and returning it after the loan has been redeemed. Other items generally need to be brought to a store. Terms apply.

Pawn Loan FAQs

Bring an accepted item to DollarDealers for an assessment. If you accept the loan offer, the item is held as security and you receive the agreed funds. Pay the redemption amount within the applicable term to recover your item.

No. A pawn loan is based on the item you provide as collateral, not your credit score.

DollarDealers may consider tools, electronics, computers and laptops, smartphones, gaming consoles, TVs, cameras, musical instruments, sporting equipment, jewellery, watches, collectables and other saleable goods. Acceptance depends on the individual item and current demand.

The team considers the item's brand, model, age, condition, working order, included accessories and current resale demand. A final offer is confirmed after inspection and any required testing.

Once the item has been inspected and the pawn agreement completed, funds can be provided in cash on the spot or by same-day bank transfer. Banking cut-off times may affect when transferred funds appear. Loans usually take 5-10 minutes

Yes. Eligible payments can be made through the DollarDealers payment portal or in store. Keep your agreement or payment reference available.

Renewal or extension options may be available. Contact the store before the current redemption date to discuss the requirements and applicable terms.