Loan FREE for the first 7 days!

Sometimes life throws unexpected financial challenges your way, whether it’s a sudden car repair or an urgent bill. These situations can leave you stressed and uncertain.

At DollarDealers, all customers can take out an easy pawn loan to an unlimited dollar value interest-free for the first 7 days. Our simple process allows you to lend against almost any item of value to get the money you need, when you need it, without the stress – for FREE.

Apply for a loan today in just a few steps and get the cash you need, fast!

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Why choose DollarDealers?

Whether you’re facing an unexpected expense or need extra funds, our friendly team is here to help. We make the loan process simple, quick, and hassle-free. Here’s how it works:

trade items for cash

Apply online

Complete our estimate form, upload a photo and description of your item.

trade items for cash NZ

Get an appraisal estimate

Post reviewing your item(s) one of our team will come back to you with a confirmed price estimate for a loan.

Visit us instore or request a free courier pack

Bring your item(s) instore or request a pack and courier your item(s) to us, insured upto $25,000 and tracked all the way.

Get cash on the spot

Upon accepting of our loan offer and DollarDealers securing your item(s), you’ll receive cash on the spot or the option of a same day bank deposit into your nominated account.

How much does DollarDealers loan on your items?

Our experts will evaluate your items based on several factors, including their condition, accessories, age, and market demand. We’ll also take various factors into account, such as the amount you need, the term of the loan, and your repayment ability, in order to determine the best loan offer for you. For all customers the 7-day interest-free promotion allows you to lend anything from $20 through to $100,000+, interest free, for 7 days.

Our process is simple and transparent. You can apply online from the comfort of your home, and one of our team members will reach out within 24 hours to discuss your options. If you prefer to speak with us in person, feel free to visit your local branch to get personalised assistance and cash when you need it.

More Than Just a Free Loan – Key Benefits

No Interest, Big Savings
DollarDealers’ interest-free pawn loans let you borrow without the added cost of interest for the first 7 days, making it the easiest way to get a cash injection for your short-term needs.

Simple, Predictable Payments
With fixed repayments and no surprise charges, it’s easier to budget and stay on track—no guesswork, just straightforward payments.

Faster Way to Pay Off Debt
Because every payment goes straight toward the original loan amount, you can repay your loan quicker and free up your finances sooner.

Ideal for Emergencies and Short-Term Needs
Need fast cash for an unexpected bill or a short-term goal? DollarDealers’ loans offer a flexible, no-interest solution when timing is critical.

Stress-Free Borrowing for the first 7 days
Without the pressure of rising interest, you can borrow with confidence, knowing your loan won’t grow—just clear terms and peace of mind.

Get an estimate Store locations

Storage of loaned items

All loaned items are stored securely in a safe, storage facilities or shop storage areas, under 24 hour, 7 day a week monitoring and camera surveillance.

ID requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan to DollarDealers, and will need to provide acceptable documentation for 100 points of identification. For example: Two primary forms of government issued ID in an Australian or foreign passport and Drivers License. Alternatively, one primary form of government issued ID and a secondary form in a birth certificate, Medicare card, utility bill, bank statement or unique identifying card with name and or address.

Couriered items

Insurance on couriered items is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your item(s) back to you, completely free of charge, tracked and insured all the way. No questions asked! The courier service is only available to those loaning on jewellery, designer bags & accessories.

FAQs about pawn loans at DollarDealers

How does the Interest Free Loan offer work?

Simply bring in an item of value to one of our store locations, and our expert team will be happy to provide you with an offer. We don’t need to do a credit check, and you get cash on the spot. The first 7 days will be interest free. If repayment takes longer, interest rates starting from 5.99% will be applied from day 8. If you can’t repay, the item is sold to recover costs.

Who is eligible for the Interest Free Loan offer?

Any customer who is aged 18 and over.

What items can I loan against?

We accept almost any item of value including jewellery, electronics, gaming consoles, tools, musical instruments, and luxury handbags. If you’re not sure if your item qualifies, contact us for a free appraisal. Our team is always ready to help you understand the value of your items.

How do you determine the value of my item?

The value of your item is worked out based on its market value, condition, and demand. Our experienced appraisers use industry-standard tools and databases to make sure you get a fair and competitive offer. We consider factors like brand, model, age, and overall condition.

Is my loaned item safe?

Yes, all items are stored securely in our facility. We have 24/7 monitoring, camera surveillance, and secure storage areas to make sure your valuables are kept safe during your loan duration. We treat your items with the utmost care and respect, just as we would our own.

How much can I borrow?

The amount you can borrow depends on the value of the items you loan, with no limit to the amount we can lend. At DollarDealers we also accept high-value assets such as cars, boats and memorabilia which could fetch larger instant loan amounts. The free loan offer applies to any value loan over the first 7 days.

How quickly can I get the money?

Upon accepting our loan offer and DollarDealers securing your item(s), you’ll receive cash on the spot in hand, or via same day bank deposit into your nominated account.

Will this loan affect my credit score?

No. Taking out a pawn loan, even if you can’t repay it, won’t negatively impact your credit rating or ability to get credit from traditional lenders because the loan is backed by the item you loan, not your credit rating.

Do you check my credit history for the Free Loan Offer?

No. DollarDealers pawn loans are secured by the value of an item, not your credit history, and so we don’t need to conduct credit checks.

What happens if I can’t repay my pawn loan?

If you can’t repay your loan within the agreed period, the item will be sold to recover costs. However, we understand that circumstances can change, so we offer extensions and renewals on all loans. You can discuss your situation with us, and we’ll do our best to accommodate you.

Can I get a pawn loan with bad credit?

Absolutely! Pawn loans with DollarDealers don’t require credit checks, which makes them a great option if you have bad credit or no credit history. Your eligibility is based on the value of your items, not your credit score.

How do I redeem my item?

You can redeem your item by repaying the loan amount plus any applicable fees. Payments can be made in-store or online for your convenience. Once the loan is repaid, your item will be returned to you in the same condition as when it was loaned with us.

Can I apply online or do I need to visit a branch?

You can apply online through our estimate form, visit any one of our stores or call us on 07 3200 4166 for more information.

How do I contact DollarDealers for more information?

To find out more simply visit one of our stores, call us at 07 3200 4166, or use the contact form on our website. Our friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have.